Canada
Canada first; United States, United Kingdom, euro area, Australia and New Zealand alongside.
-4.9 (-3.9%)
As of Q2 2026 | Index
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| Period | Price/income |
|---|---|
| Q2 2026 | 120.9 |
| Q1 2026 | 125.8 |
| Q4 2025 | 128.0 |
| Q3 2025 | 128.6 |
| Q2 2025 | 131.4 |
| Q1 2025 | 134.8 |
| Q4 2024 | 135.3 |
| Q3 2024 | 134.6 |
| Q2 2024 | 136.9 |
| Q1 2024 | 137.9 |
| Q4 2023 | 138.4 |
| Q3 2023 | 139.5 |
| Q2 2023 | 136.6 |
| Q1 2023 | 137.3 |
| Q4 2022 | 138.3 |
| Q3 2022 | 145.4 |
| Q2 2022 | 151.2 |
| Q1 2022 | 147.3 |
| Q4 2021 | 143.3 |
| Q3 2021 | 136.3 |
| Q2 2021 | 132.6 |
| Q1 2021 | 125.6 |
| Q4 2020 | 126.8 |
| Q3 2020 | 119.4 |
The OECD price-to-income ratio compares nominal house prices with household disposable income. A higher reading means prices have outpaced incomes relative to the index history. Latest: 120.9 in Q2 2026.
This is an affordability ratio, not a mortgage rate and not a typical purchase price. From Q1 1970 to Q2 2026 (226 quarters): latest 120.9 (Q2 2026), previous 125.8 (Q1 2026); low 52.2 (Q2 1985), high 151.2 (Q2 2022).
Source: OECD Analytical House Prices. Licence: OECD data; attribution required (terms).
The price-to-income ratio compares house prices with the income available to households. The OECD compiles it from national house-price and income measures on a 2015=100 base; Younivi republishes the OECD measure. It is an affordability indicator, not a transaction price. A value above 100 means prices have risen faster than incomes since the 2015 reference.
Use changes over time to see whether housing has become more stretched relative to incomes. The direction is more informative than comparing raw levels between economies, because income definitions, taxes and housing markets differ. A rising ratio can reflect faster price growth, weaker income growth, or both.
The ratio does not include mortgage interest, deposits or other ownership costs. It uses broad aggregates and does not show how housing is distributed across households or cities. It cannot value a particular property or predict future prices.
For a comparison with the price-to-rent ratio, see the Younivi note Price-to-income versus price-to-rent.
The Canada desk places Canada alongside United States, United Kingdom, Euro area, Australia, New Zealand, where data are available for the selected measure. It shows the same series as the all-countries desk; the desk only filters the view.
For nominal house prices, the build chooses the longer current OECD or Eurostat series, with the later quarter breaking an equal-span tie. A current UK House Price Index takes precedence for the United Kingdom. Rebased ABS mean dwelling prices are an Australian fallback when the selected index is stale or short, but ABS must itself be current and offer the better eligible history; they are not a quality-adjusted HPI. The real index and price-to-income and price-to-rent measures come from OECD. Younivi derives year-over-year change from the published index. Check the source, licence and date shown on each page.
The chart and table show the same figures. The all-countries chart initially selects the twelve largest latest readings; the legend and filter can change that selection. The country selector changes desks, and range buttons change the visible period without changing the data. The methodology page explains source selection and rebasing.